Under community rating
A) premiums are based on risk rating
B) premiums are based on a group's utilization of health care services
C) high-risk individuals pay a higher premium than low-risk individuals
D) both high-risk and low-risk people are charged the same premium
Correct Answer:
Verified
Q13: Self insurance was spurred by
A)employers
B)government policy
C)self-employed people
D)managed
Q14: The Employee Retirement Income Security Act (ERISA),
Q15: A health insurance plan pays for medical
Q16: Under experience rating,
A)costs shift from people in
Q17: Medigap policies are sold by
A)private insurance companies
B)the
Q19: A copayment is generally paid
A)once a year
B)each
Q20: In national health care systems, total expenditures
Q21: Under the Affordable Care Act what purpose
Q22: Skilled nursing care is covered under _
Q23: In general, how do bronze, silver, gold,
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