Part of the reason it is difficult to define retirement precisely is that the decision to retire involves the loss of occupational identity with

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Retirement involves giving up one's career and the associated occupational identity, which can be challenging to replace with a new identity or sense of purpose. There is also no guarantee that a person will remain retired, as they may choose to return to work or may need to due to financial reasons. Volunteer work or a lower tax bracket may be part of retirement, but they do not necessarily replace the loss of occupational identity.

Part of the Reason It Is Difficult to Define Retirement