Question 1

The primary goal of workers' compensation is to protect employers from suit.

Accepted Answer

The primary goal of workers' compensation is to provide financial and medical benefits to employees who are injured or become ill as a direct result of their job, without the need for litigation.

Question 2

Most states have established a , which allows employees to be compensated even though their employer lacks insurance or the funds to compensate them.

Accepted Answer

fund

Question 3

The primary goal of workers' compensation is to .

Accepted Answer

compensate injured workers without regard to fault

Question 4

In our state, the administers workers' compensation.

Accepted Answer

The answer of In our state, the administers workers' compensation....

Question 5

The fellow servant rule absolves employees of liability for harm they negligently inflict on their fellow employees.

Accepted Answer

The fellow servant rule absolves employers, not employees, of liability for injuries that one employee negligently inflicts on another.

Question 6

The implied promise in workers' compensation is that workers will be justly compensated for their injuries if they forego their right to sue.

Accepted Answer

Workers' compensation is a form of insurance providing wage replacement and medical benefits to employees injured in the course of employment in exchange for mandatory relinquishment of the employee's right to sue their employer for the tort of negligence.

Question 7

Employees who voluntarily of workers' compensation retain the right to sue their employer in state court.

Accepted Answer

The answer of Employees who voluntarily of workers' compensation retain...

Question 8

Under the rule, an employer is not liable for injuries incurred by an employee as a result of another employee's negligence even though employees are liable to their fellow employees.

Accepted Answer

The answer of Under the rule, an employer is not...

Question 9

The fixed determination of what an injury is worth in terms of compensation is referred to as .

Accepted Answer

The answer of The fixed determination of what an injury...

Question 10

Workers' compensation statutes do not violate the Due Process Clause of the U.S. Constitution but may violate state constitutions.

Accepted Answer

Workers' compensation statutes are designed to provide a remedy for employees injured on the job without the need for litigation, and they have been upheld as constitutional under the Due Process Clause of the U.S. Constitution. However, specific provisions within those statutes may be challenged and found in violation of state constitutions based on the individual protections those state constitutions provide.

Question 11

All states have a workers' compensation system today.

Accepted Answer

All states in the United States have established a workers' compensation system to provide benefits to employees who are injured or become ill as a result of their job.

Question 12

Statutes may not exempt workers from being covered for injuries caused by intentional acts or due to intoxication.

Accepted Answer

Statutes often exempt employers from liability for injuries caused by the worker's own intoxication or intentional acts, meaning workers may not be covered under workers' compensation or similar statutes for injuries resulting from these conditions.

Question 13

Employees cannot, under any circumstances, receive compensation if their employer is unable or unwilling to compensate them.

Accepted Answer

Employees may receive compensation through mechanisms such as government unemployment benefits, workers' compensation insurance, or legal settlements if their employer is unable or unwilling to compensate them.

Question 14

The major types of workers' compensation systems today are and coverage.

Accepted Answer

The answer of The major types of workers' compensation systems...

Question 15

Voluntary "opting out" is an illusion in most cases.

Accepted Answer

Most systems and services are designed with default settings that favor participation, making the process of opting out either difficult, obscure, or cumbersome, thus creating a situation where voluntary opting out feels more illusory than real.

Question 16

Workers' compensation flourished before the Industrial Revolution.

Accepted Answer

Workers' compensation systems were developed during and after the Industrial Revolution as a response to the increase in work-related injuries and the need for a system to support injured workers.

Question 17

Workers' compensation is administered by administrative law judges and hearing officers.

Accepted Answer

Workers' compensation claims are typically adjudicated by administrative law judges or hearing officers who specialize in workers' compensation laws and are part of state or federal workers' compensation boards or agencies.

Question 18

Failure to conform to the procedures set forth in the workers' compensation statutes can result in the loss of benefits.

Accepted Answer

Failure to adhere to the specific procedures outlined in workers' compensation statutes can lead to a denial or loss of benefits for the injured worker, as these laws have strict guidelines and timelines for reporting injuries and filing claims.

Question 19

In a voluntary coverage jurisdiction, employees must accept the workers' compensation benefits imposed by statute.

Accepted Answer

In a voluntary coverage jurisdiction, employers can choose whether to provide workers' compensation insurance, and employees may have the option to accept or reject the coverage.

Question 20

When an injury is "scheduled," the compensation for that injury must be paid within a specified time.

Accepted Answer

"Scheduled" in this context refers to a predetermined list of injuries and corresponding compensation amounts in workers' compensation law, not to a timeline for payment.

Quiz 19: Workers Compensation