A Consumer Conducting Business with a Bank Must Accept the Standard

A consumer conducting business with a bank must accept the standard set of terms expressed in the loan agreement,even though those terms are non-negotiable and typically favour the bank.Why would a modern-day court most likely continue to uphold these contractual "take it or leave it" arrangements?

A) the law's expectation of a bank's good will toward its customers
B) the agreement does not require further elaboration or clarification
C) the law's expectation that people take care of themselves
D) consumer acceptance of the bank's unconditional offer