Even when there is no contract, most transactions are covered by a "gap filler" known as the Uniform Commercial Code.

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The Uniform Commercial Code (UCC) provides default rules to govern commercial transactions, even when there is no express contract between the parties. These default rules are often referred to as "gap fillers," as they fill in the gaps that would otherwise exist in the absence of a written agreement.

Even When There Is No Contract, Most Transactions Are Covered