Most Organizations That Obtain Group Healthcare Coverage Can Be Classified

Most organizations that obtain group healthcare coverage can be classified as one of three types of groups: employer-employee groups, multiple employer groups, and professional associations. One true statement about these types of groups is that

A) Anti selection risk is higher for both multiple-employer groups and professional associations than it is for an employer-employee group
B) Private employers typically present a higher underwriting risk to health plans than do public employers
C) Individual members of a multiple-employer group or a professional association typically are required to obtain healthcare coverage through the group or association 29 -
D) I health plan is prohibited, when evaluating the risks represented by a professional association, from considering the industry experience of the agent or broker that sells a group plan to the association