The Following Statements Are About a Health Plan's Underwriting of Small

The following statements are about a health plan's underwriting of small groups. Select the answer choice containing the correct statement.

A) Almost all states prohibit health plan s from rejecting a small group because of the nature of the business in which the small business is engaged. 31
B) Most states prohibit health plans from setting participation levels as a requirement for coverage, even when coverage is otherwise guaranteed issue.
C) In underwriting small groups, a health plan's underwriters typically consider both the characteristics of the group members and of the employer.
D) Generally, a health plan's underwriters require small employers to contribute at least 80% of the cost of the healthcare coverage.