Over Time, Health Plans and Their Underwriters Have Gathered Increasingly

Over time, health plans and their underwriters have gathered increasingly reliable information about the morbidity experience of small groups. Generally, in comparison to large groups, small groups tend to

A) Have more frequent and larger claims fluctuations
B) Generate lower administrative expenses as a percentage of the total premium amount the group pays
C) More closely follow actuarial predictions regarding morbidity rates
D) All of the above