Question 1

Which of the following statements is true of property victimization?

Accepted Answer

Property victimization encompasses situations where possessions are taken, damaged, or destroyed without the use or threat of force against the victims, and it typically does not result in physical injury to the victim.

Question 2

White-collar crimes most often involve the offender acting on _____________.

Accepted Answer

White-collar crimes typically involve the offender exploiting legitimate access to commit the crime, such as embezzlement or fraud, where the individual has authorized access to the resources or information they misuse.

Question 3

The National Crime Victimization Survey defines larceny as a(n) _____________ victimization and theft as a(n) ___________ victimization.

Accepted Answer

Larceny is considered a personal victimization because it involves the unlawful taking of personal property, while theft is categorized as property victimization as it involves the unlawful taking of property without direct personal confrontation.

Question 4

According to the NCVS, the highest rates of theft and larceny victimization are for _____________.

Accepted Answer

The National Crime Victimization Survey (NCVS) data often show that certain demographics, including females, nonwhites, and those with lower household incomes, experience higher rates of theft and larceny victimization. This suggests that these groups are more vulnerable or targeted more frequently, leading to the conclusion that all the listed characteristics are associated with higher rates of victimization.

Question 5

Identity theft is defined as _____________.

Accepted Answer

Identity theft involves the fraudulent use of another person's personal information without their consent, typically for criminal purposes such as financial gain.

Question 6

Identity theft is distinguishable from other forms of identity fraud in these two ways: (1) __________ and (2) __________.

Accepted Answer

Identity theft specifically involves the unauthorized use of another person's identity, and it always pertains to the identity of a real person, distinguishing it from broader forms of identity fraud.

Question 7

Individuals with the lowest rates of identity theft victimization are those headed by households age 65 or older, those of two or more races, and married people.

Accepted Answer

Individuals aged 65 or older actually have lower rates of identity theft victimization compared to younger age groups, but households of two or more races and married people do not necessarily have the lowest rates; factors such as income, online behavior, and protective measures play significant roles in identity theft risks.

Question 8

According to the FBI, the definition of motor vehicle theft excludes _____________.

Accepted Answer

The FBI's definition of motor vehicle theft excludes farm equipment and jet skis, focusing instead on vehicles like cars, trucks, buses, and motorcycles that are used on public roads.

Question 9

According to the NCVS, households with the highest rates of motor vehicle theft victimization are those _____________.

Accepted Answer

The National Crime Victimization Survey (NCVS) data indicate that households with the highest rates of motor vehicle theft victimization share several characteristics: they are typically located in urban areas, have six or more residents, are nonwhite, and are headed by someone younger than 34. These factors combined suggest a broader demographic and situational context that correlates with higher incidences of motor vehicle theft.

Question 10

_________ has the highest rate of motor vehicle thefts, whereas _________ has the lowest rate.

Accepted Answer

California has the highest rate of motor vehicle thefts due to its large population and urban areas, which often see higher crime rates. Delaware, being smaller and having a lower population, reports fewer motor vehicle thefts, making it have one of the lowest rates.

Question 11

The FBI defines burglary as offenses that involve the _____________.

Accepted Answer

The FBI defines burglary as the unlawful entry of a structure to commit a felony or theft, regardless of whether force is used to gain entry.

Question 12

According to the Uniform Crime Report (UCR), most residences are burglarized during the day, whereas nonresidential burglaries take place more often at night.

Accepted Answer

Residential burglaries are more common during the day when homes are likely to be unoccupied, while nonresidential burglaries, such as those targeting businesses, tend to occur at night when these places are closed.

Question 13

The NCVS reported that households with the highest rates of burglary are those that are _____________.

Accepted Answer

The answer of The NCVS reported that households with the...

Question 14

Information on arson is fairly scant because ___________ and ____________.

Accepted Answer

The answer of Information on arson is fairly scant because...

Question 15

Arsonists' target selection patterns suggest that they most often select targets with a(n) _______ level of guardianship.

Accepted Answer

Arsonists, like many other criminals, tend to select targets that have a reduced level of guardianship. This means they look for properties or areas that are less guarded, monitored, or supervised, making it easier to commit the crime without being detected or interrupted.

Question 16

Sutherland's definition of white-collar crime is an offense-based definition, whereas that of Edelhertz is offender based.

Accepted Answer

Sutherland's definition of white-collar crime is offender-based, focusing on crimes committed by individuals of high social status in their occupation, while Edelhertz's definition is offense-based, focusing on the nature of the crime itself.

Question 17

Which of the following problem(s) do victimologists face in studying white-collar victimization?

Accepted Answer

The answer of Which of the following problem(s) do victimologists...

Question 18

Which of the following is not included in corporate violence?

Accepted Answer

The answer of Which of the following is not included...

Question 19

Health-care providers have the opportunity to perpetuate fraud against insurance companies as long as their claims have the ____________.

Accepted Answer

Health-care providers can perpetuate fraud against insurance companies by submitting claims that appear legitimate, even if they are not. This appearance of legitimacy can make it difficult for insurance companies to detect fraudulent activities.

Question 20

Mortgage fraud committed for profit involves __________; mortgage fraud committed for housing involves _________.

Accepted Answer

Mortgage fraud for profit typically involves professionals in the industry, such as brokers, appraisers, or lenders, manipulating the process for financial gain. Mortgage fraud for housing, on the other hand, usually involves borrowers who may provide false information to secure a home loan they otherwise might not qualify for.

Quiz 7: Property and White-Collar Victimization