Chuck John works as a full-time employee at Feel So Good health club. He runs the aquatics program and occasionally gets called into the rotation as an Aquatic Aerobics Instructor. On Tuesday, he is injured performing a deck-based butt-kicker demo. Which insurance is MOST likely to be called on to pay for his medical treatment?
A)Individual medical or health insurance
B)Worker's Compensation
C)Professional liability insurance
D)Disability insurance

Question

Quizplus · Accepted Answer

If Chuck John is a full-time employee, he is likely to be covered under the facility's Worker Compensation policy which should activate immediately as the primary means of paying for medical expenses. The chief distinction between Worker's Compensation and Disability Insurance (DI) is that DI pays a benefit when an injury or illness is not work-related. It is also important to note that when a person is injured on the job, his or her individual health insurance will not typically be called upon to cover medical expenses.

Chuck John Works as a Full-Time Employee at Feel So