Delilah teaches an advanced yoga class twice a week at the local gym as an independent contractor. In the parking lot, she runs into one of her former group class members, Tina, and suggests that they go inside to "catch up." On the way inside, Tina member trips on an ill-placed energy bar and falls and breaks a hip. What is MOST likely to be Delilah's legal dilemma?
A)Delilah may not be covered under the facility's general liability policy
B)Tina may sue her for malpractice
C)Tina may claim benefits under Delilah's Worker's Compensation policy
D)Tina may claim benefits under Delilah's disability insurance

Question

Quizplus · Accepted Answer

As an independent contractor, Delilah may not be covered under the gym's general liability policy (which covers incidences like slips and falls); most are not. Many contractors choose to carry their own general liability insurance or to secure an umbrella policy to protect them in case of a similar scenario. Such policies can cost as little as $10/month and may provide peace of mind for the instructor.

Delilah Teaches an Advanced Yoga Class Twice a Week at the Local