The decision whether a pension plan should be offered is the responsibility of the

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The decision to offer a pension plan is ultimately the responsibility of the employer, who can choose to implement one as part of their employee benefits package. While the Department of Labor may regulate certain aspects of the plan, such as funding requirements, and the Pension Benefit Guaranty Corporation may provide insurance for the plan, the decision and implementation of offering a pension plan is solely the employer's responsibility. The union and employees may negotiate for the inclusion of a pension plan in collective bargaining, but ultimately it is up to the employer to offer it or not.

The Decision Whether a Pension Plan Should Be Offered Is