All of the Following Are Accurate Statements About Voluntary Benefit

All of the following are accurate statements about voluntary benefit programs EXCEPT:

A) if the employer choses to offer these programs employees are required to enroll in them to ensure they have health insurance coverage.
B) are also known as discretionary plans because it is the employer's choice as to whether or not they offer them.
C) focus on employee health and wellness.
D) include retirement plans such as pensions and 401(k) s.
E) offer group insurance plans to employees at a lower cost than if they had to purchase them on their own.