If You Buy a Term Insurance Policy with a Conversion

If you buy a term insurance policy with a conversion option, this means that you

A) will get most of your premiums back if you terminate the policy before its expiration.
B) can convert the policy to a larger term policy after one year.
C) can convert your term policy to a whole life policy during the conversion period.
D) will be able to change the term of your policy and automatically extend it.