Who Is Responsible for the Check to Kaleb

Who is responsible for the check to Kaleb?

A) No one,because the check is nonpayable because it had been altered.
B) The bank is responsible for the check because it cashed a check that had been altered.
C) Jerome,because the bank bears no responsibility for altered checks.
D) No one,because the check is stale.
E) Jerome,as he was responsible to notify the bank that the check was altered.