Andrew Is 59 and Has Developed Some Significant,but Not Life-Threatening,health

Andrew is 59 and has developed some significant,but not life-threatening,health problems.Andrew has good investments and savings,but he needs to continue working until age 65 so that he can have health insurance.Andrew is good at his work,but he is feeling somewhat burned out.He has been volunteering as a mentor for troubled youngsters,and he would like to spend more time with these children.Which of the following statements is TRUE?

A) Andrew would be a good candidate for phased retirement, where his work hours would be reduced along with his paycheck but he would still be an employee.
B) Andrew would be better off as an independent contractor for his current employer, because he can write a contract that restricts his hours.
C) Andrew should remain a full-time regular employee if he can, because taking phased retirement will remove him from the protection of the ADEA.
D) Andrew should remain a regular employee and apply for ADA accommodation. This will ensure him a more comfortable full-time job without endangering his paycheck.