Question 1

Which of the following may soon be considered an incentive to hiring the elderly?

Accepted Answer

As baby boomers retire, the workforce is shrinking which means there will be a smaller pool of available workers. This could potentially make hiring the elderly more attractive to employers who need to fill positions.

Answer: B 
 If the government were to offer tax incentives for hiring the elderly, it could make it more financially beneficial for employers to hire them.

Answer: D 
 While legal actions and lawsuits for firing the elderly may make employers more cautious about letting go of older workers, it is not necessarily an incentive to hire them in the first place.

Therefore, the best choices are A and B.

Question 2

What 1970s legislation was passed that significantly affects the elderly?

Accepted Answer

The Age Discrimination in Employment Act of 1967 was amended in the 1970s to make mandatory retirement illegal in most professions, significantly affecting the elderly by allowing them to work longer if they choose.

Question 3

What is an obstacle that the elderly continue to face with regard to working?

Accepted Answer

Age discrimination is still a significant obstacle faced by many elderly people who want to continue working. They may be passed over for jobs, promotions or face unfair treatment because of their age. The other options, while potentially affecting some elderly workers, are not as common or significant as age discrimination.

Question 4

Amad does not need continued care.However,he does receive care during the day in the form of meals and medications.What type of facility does Amad attend?

Accepted Answer

Adult day-care facilities provide care during the day for individuals who do not require 24-hour supervision or assistance. These facilities offer meals, medications, and social activities, making it an ideal option for Amad.

Question 5

Older people spend what percent of their income on health care?

Accepted Answer

According to a report by the Kaiser Family Foundation, older adults spend an average of 20% of their income on healthcare expenses, including insurance premiums, deductibles, and out-of-pocket costs. This percentage is higher than any other age group, making healthcare costs a significant financial burden for older individuals.

Question 6

What is a major drawback of some continuing-care facilities?

Accepted Answer

Requiring a substantial initial payment can be a major drawback for some people who may not have the financial resources to afford it. This can limit access to these facilities and prevent some individuals from receiving the care they need.

Question 7

What type of facility provides extensive care?

Accepted Answer

Skilled nursing facilities provide extensive care for individuals who need 24-hour nursing care and assistance with daily activities such as bathing, dressing, and eating. These facilities typically provide specialized medical care for residents with complex medical needs or chronic conditions. Adult day-care, assisted living, and independent living may provide varying levels of care and support, but not to the extent of skilled nursing facilities.

Question 8

What percent of people age 65 and older live in nursing homes?

Accepted Answer

The answer of What percent of people age 65 and...

Question 9

Learned helplessness is a belief that

Accepted Answer

Learned helplessness is the belief that one has no control over their environment, and therefore, they give up trying to improve their situation, leading to feelings of despair and helplessness. It is a psychological concept that has been observed in humans and animals. It suggests that when someone is repeatedly exposed to situations where they have no control over the outcome, they eventually stop trying to control that situation, even when control is possible.

Question 10

Tony has been in a nursing home for one year.He has become apathetic,indifferent,and does not care about himself.What term describes Tony?

Accepted Answer

Institutionalism refers to the negative effects of long-term residency in an institution, such as a nursing home. One of the potential effects is apathy and a lack of motivation or interest in oneself. Learned helplessness and self-pity may be contributing factors, but they do not encompass the broader effects of institutionalism. Neurodementia is a medical term for cognitive decline due to specific neurological disorders and may not be applicable in this case without additional information.

Question 11

Renee is 67 years old and is in the hospital because she broke her hip.She will need extensive physical therapy for two months.Which of the following is the proper facility to provide care for her?

Accepted Answer

Skilled nursing facilities provide both short-term and long-term care for individuals who are recovering from an injury, illness or surgery. In Renee's case, she will need extensive physical therapy for two months which requires skilled nursing care. Adult day-care and assisted living do not provide the level of care needed for Renee's recovery, while extended care is typically reserved for individuals who require long-term care for chronic illnesses or disabilities.

Question 12

What is a source of financial vulnerability for people in late adulthood?

Accepted Answer

Reliance on fixed income is a common source of financial vulnerability for people in late adulthood. As people retire, they may have to rely solely on their savings, pensions, or social security payments, which may not be enough to cover all their expenses. This can lead to financial stress and difficulties in meeting basic needs such as housing, healthcare, and nutrition. Options A, C, and D could also be sources of financial vulnerability, but they may not be as common or widespread as reliance on fixed income.

Question 13

Grace's care needs have increased since her husband's death.She has moved into an independent housing unit that is supported by medical providers as needed.Grace is living in a(n)

Accepted Answer

An assisted-living facility is designed to provide support and assistance as needed with daily living activities for individuals who require more care than what can be provided in an independent living situation, but do not need the extensive medical services or monitoring of a skilled-nursing facility. Grace's increased care needs make an assisted-living facility the best fit, as she is able to maintain her independence while receiving the necessary support from medical providers.

Question 14

What statement is true regarding financial issues in late adulthood?

Accepted Answer

Social inequities tend to magnify with increasing age, leading to financial strain in late adulthood for those who are already struggling financially. This disparity is compounded by factors such as gender, race, and education level.

Question 15

What percent of African Americans in late adulthood live below the poverty level?

Accepted Answer

As of my last update in 2023, approximately 24% of African Americans in late adulthood live below the poverty level. This statistic highlights the significant economic challenges faced by a substantial portion of the elderly African American population.

Question 16

Which of the following professions was exempted from laws prohibiting a mandatory retirement age?

Accepted Answer

Public safety professions, such as police officers and firefighters, were exempted from laws prohibiting mandatory retirement age due to the physically demanding nature of the job and concerns for public safety.

Question 17

What percent of women living on their own in late adulthood live on an income below the poverty line?

Accepted Answer

Approximately 25% of women living on their own in late adulthood live on an income below the poverty line. This statistic highlights the financial vulnerabilities faced by older women, often due to lower lifetime earnings, gaps in employment, and less retirement savings compared to their male counterparts.

Question 18

About what percent of people age 65 and older live in poverty?

Accepted Answer

As of the latest data, about 10% of people age 65 and older live in poverty. This percentage reflects the impact of social security and other retirement benefits in reducing poverty rates among the elderly, although the rate can vary by country and over time.

Question 19

Which of the following stages of retirement means that retirees feel that retirement is not all that they thought it would be,and they may miss the stimulation of a job or find that it's difficult to keep busy?

Accepted Answer

Disenchantment is the stage of retirement where retirees may feel disillusioned with retirement and miss the stimulation of their job or find it difficult to keep busy. This is a common stage that many retirees go through.

Question 20

Which of the following stages of retirement means that retirees engage in a variety of activities,such as travel,that were previously hindered by working full-time?

Accepted Answer

The honeymoon stage of retirement typically occurs in the first few years after retirement, during which retirees engage in various activities that they previously could not afford to do or were hindered by full-time work. Activities such as travel, hobbies, and spending time with family and friends are common during this stage.

Quiz 18: Social and Personality Development in Late Adulthood