What Is the Purpose of Conducting a Credit Report on a Job

What is the purpose of conducting a credit report on a job candidate?

A) To assess the individual's character and general reputation
B) To maintain compliance with the Privacy Act of 1974
C) To maintain compliance with the Fair Credit Reporting Act of 1971
D) To eliminate the need for drug or polygraph testing
E) To ensure that the applicant is a U.S.citizen