Why Do Workers Who Do Not Have Health Insurance Cause

Why do workers who do not have health insurance cause the health insurance rates to rise for employers who provide insurance for their workers?

A) Health care providers pass the cost of serving uninsured people on to employers in the form of higher prices for their services.
B) Health care costs for uninsured patients are pro-rated among insurance companies operating in the state based on the number of individuals the companies insure, thus increasing insurance companies costs.
C) Workers who do not have health insurance do not receive basic health care, making them sicker. When they eventually get jobs with insurance, they have very high usage of medical services for which their insurance pays.
D) Workers without health insurance tend to contract contagious illnesses, including drug-resistant tuberculosis. Consequently, insured workers and their families, who would otherwise remain healthy, catch these illnesses and require more medical care.