Question 1

Ivan lost an eye in an industrial accident, and is just starting a new job. How does the second injury provision work if he loses sight in the other eye?

Accepted Answer

C

Question 2

What is meant by a presumptive provision?

Accepted Answer

A presumptive provision assumes that an injury or illness is work-related unless proven otherwise, often used in workers' compensation cases.

Question 3

Employees can sue their employer in criminal court in addition to claiming Worker's
Compensation.

Accepted Answer

Employees typically cannot sue their employer in criminal court; criminal cases are prosecuted by the state. Worker's Compensation is a civil matter, and employees usually cannot sue their employer for workplace injuries if they are receiving Worker's Compensation benefits, except in cases of intentional harm or gross negligence.

Question 4

The Workers' Compensation Act is founded on which of the following principles?

Accepted Answer

The Workers' Compensation Act is founded on the principle of collective liability for employers, meaning employers collectively share the responsibility for workplace injuries and illnesses. This principle aims to ensure injured workers receive compensation without having to go to court or prove fault, making it easier and faster to access benefits. Choice B, a system that allows for recourse to the courts, is not a founding principle of workers' compensation but rather an alternative option in some cases. Choice C, compensation based on organizational earnings, is not a founding principle but can be a factor in determining the amount of compensation. Choice D, compensation based on who was at fault, is the opposite of the founding principle and is not used in workers' compensation systems.

Question 5

What is the numeric basis on which Workers' Compensation rate group premiums are calculated and published?

Accepted Answer

Workers' Compensation rate group premiums are typically calculated and published as dollars per $100 of insurable earnings.

Question 6

Workers' Compensation is a form of insurance that is governed by an act of parliament for the purpose of helping workers who are injured on the job return to work.

Accepted Answer

Workers' Compensation is indeed a form of insurance governed by legislation, designed to assist workers who are injured on the job, including facilitating their return to work.

Question 7

In Canada, what is the most common basis for determining the amount of lost-time benefits?

Accepted Answer

The answer of In Canada, what is the most common...

Question 8

When does the employer report have to be submitted to the Workers' Compensation Board?

Accepted Answer

The reporting requirements for employers to the Workers' Compensation Board vary depending on the province or territory and the nature of the incident. Each jurisdiction has its own specific timelines and conditions for reporting workplace incidents.

Question 9

What is the first consideration in determining an employer's WCB premiums?

Accepted Answer

The answer of What is the first consideration in determining...

Question 10

After incurring a serious injury at the paper mill, Jim Larue went back to school and retrained as a pharmacy assistant. What type of Workers' Compensation income support might he receive in his new job to ensure his previous income is maintained?

Accepted Answer

An earnings loss payment is designed to compensate for the difference between the worker's pre-injury earnings and their post-injury earnings, ensuring their income is maintained.

Question 11

WCB experience ratings are designed to ensure workers are compensated fairly.

Accepted Answer

The answer of WCB experience ratings are designed to ensure...

Question 12

What is the primary purpose of the WCB experience rating system?

Accepted Answer

The WCB experience rating system is designed to motivate employers to take a proactive approach to occupational health and safety by tying their premium rates to their workplace safety performance. Employers with fewer accidents and injuries are rewarded with lower premiums, while those with higher accident rates are subject to higher premiums. This system encourages employers to prioritize safety in the workplace and take measures to prevent accidents and injuries.

Question 13

How are safety associations different from Workers' Compensation Boards?

Accepted Answer

The answer of How are safety associations different from Workers'...

Question 14

What is an emerging trend that works against cost control when it comes to medical treatment of injured workers?

Accepted Answer

The trend of injured workers becoming addicted to prescription medications can lead to increased medical costs and extended treatment times, which works against cost control efforts.

Question 15

Which of the following reflects how Workers' Compensation Boards view the social benefit of compensation?

Accepted Answer

Workers' Compensation Boards often view compensation as a means to help injured workers remain active and engaged in their communities, supporting their recovery and reintegration.

Question 16

Via Rail is Canada's passenger railway, whereas CN Rail is a freight/cargo railway. What WCB liability do these organizations face?

Accepted Answer

Both Via Rail and CN Rail would have individual liability for injuries or illnesses that occur to their employees while on the job. This is because they are both employers and would be required to provide Workers' Compensation coverage for their employees.

Question 17

Helen worked in a fireworks factory for 25 years. After she took early retirement, her doctor told her that her long-standing health issues were due to lead poisoning from materials that are now banned. What factor will be given serious consideration in assessing her WCB claim?

Accepted Answer

The latency period between exposure and illness is important in determining whether the illness is work-related and qualifies for WCB benefits. In this case, Helen worked in the fireworks factory for 25 years, so it is possible that the lead poisoning occurred during that time and is a result of her work. The other factors listed may also be considered, but are not as directly relevant to the determination of work-relatedness in this case.

Question 18

What are the three types of WCB rehabilitation?

Accepted Answer

The answer of What are the three types of WCB...

Question 19

What document is used to help calculate the employer's injury frequency and severity rates?

Accepted Answer

The answer of What document is used to help calculate...

Question 20

The Workers' Compensation Board is responsible for making which of the following decisions?

Accepted Answer

The Workers' Compensation Board is responsible for determining the class and rate group to which an employer belongs, which affects the premiums they pay for workers' compensation insurance.

Quiz 3: Workers Compensation