Question 1

In the United States today, about what percent of the population continues to work part-time or return to work following retirement?

Accepted Answer

The answer of In the United States today, about what...

Question 2

Generally speaking, older adults who become grandparents generally feel _________ about this role and those who become great-grandparents generally feel _________ about this role.

Accepted Answer

Research suggests that most older adults who become grandparents feel positive about their role and experience increased life satisfaction. Similarly, many great-grandparents feel positive about their role, as they may enjoy sharing wisdom and experiences with younger generations and seeing their family lineage continue. Therefore, the best choice is D, as it reflects the generally positive attitudes of both grandparents and great-grandparents.

Question 3

In comparison to marriages that have not been happy, marriages that are happy tend to be more _________ in older adulthood.

Accepted Answer

Happy marriages tend to be more egalitarian, meaning that both partners share responsibilities and decision-making power equally. This has been found to be a key factor in maintaining satisfaction in marriages in older adulthood. A and C are not necessarily characteristics of happy marriages, and D is the opposite of what is expected in a happy marriage.

Question 4

Ruth and John have just entered the "empty nest" phase of their lives. You would expect that the amount of stress that Ruth feels would ______ and the amount than John feels would ______.

Accepted Answer

Although there may be some initial difficulty in adjusting to each other as a couple, most empty nest couples report decreased stress.

Question 5

After children leave home, parents generally experience ______ stress and ______ feelings of satisfaction and harmony.

Accepted Answer

After children leave home, parents generally experience less stress as they no longer have to worry about their children's well-being and can focus on their own lives. However, they may have more feelings of satisfaction and harmony as they have more freedom and time to pursue their own interests and hobbies.

Question 6

If Julie were the youngest child in her family and the last to leave home, she should expect that the stress her parents feel after she moves away will ______ and their level of marital satisfaction will _______.

Accepted Answer

Although there may be some initial difficulty in adjusting to each other as a couple, most empty nest couples report decreased stress and increased feelings of satisfaction and harmony; on average, older married couples report being more satisfied with their marriage after their children leave home.

Question 7

Questions that assess a person's best time for retirement provide an index of:

Accepted Answer

Retirement maturity refers to the readiness and preparedness of an individual to retire, considering factors like financial stability, emotional readiness, and lifestyle planning.

Question 8

The text reports that in 1980, 2.3 million grandchildren lived in a grandparent-maintained household and that by 1997 this number was:

Accepted Answer

The text states that in 1980, 2.3 million grandchildren lived in a grandparent-maintained household. It then goes on to say that by 1997, the number had increased to 7.5 million. Therefore, the correct answer is B.

Question 9

According to the text, about what percent of retired U. S. adults over age 65 rely to a significant degree on Social Security as a source of income?

Accepted Answer

The text states that "about two-thirds (or 66 percent) of retired U.S. adults over age 65 rely to a significant degree on Social Security as a source of income."

Question 10

How prepared a person is to retire is known as an index of:

Accepted Answer

Retirement maturity refers to an individual's level of preparedness for retirement, including their financial readiness, social support, and emotional wellbeing. This is the most appropriate option among the given choices as it specifically relates to retirement preparedness. Emotional health, openness to experience, and functional well-being are also important factors for successful retirement, but they do not specifically define retirement preparedness.

Question 11

According to the text, about what percent of retired U. S. adults over age 65 rely on Social Security as virtually their only source of income?

Accepted Answer

The answer of According to the text, about what percent...

Question 12

According to research presented in the text, about what percent of people who retire report that their mental and physical health DECLINED during the period immediately after retirement?

Accepted Answer

The text reports the results of a study that found that 33% of retirees report an improvement in their mental and physical health in the period immediately after retirement and another 50% report no change. Thus, 17% reported a decline in their health.

Question 13

Rod visited with a retirement counselor who asked him if he had adequate savings and income, a place to live, and other related questions to learn how prepared Rod is to retire. The retirement counselor was most likely trying to estimate Rod's index of:

Accepted Answer

Considerations such as how long the potential retiree has worked and if the retiree has adequate savings, income, a place to live, and plans for further work or activities after retirement constitute an index of retirement maturity-how prepared a person is to retire.
Family and Friends: Interpersonal Contexts

Question 14

According to the text, all of the following are trends taking place in U. S. society EXCEPT:

Accepted Answer

The text does not mention anything about people retiring at younger ages as a trend taking place in U.S. society. The other options are discussed in the text as trends.

Question 15

Generalizing from information presented in the text, which of the following persons would adjust best to retirement?

Accepted Answer

The adjustment to retirement is easier when people are prepared. One of the most important considerations in how people fare after retirement is whether they actually choose to retire, as opposed to being forced to retire because of their age, because of being squeezed out by a younger person, or because of corporate downsizing.

Question 16

Which of the following situations would be LEAST likely to predict a negative adjustment to retirement?

Accepted Answer

According to the text, if the shift to retirement is sudden and dramatic, if the person's standard of living is compromised, or if an individual's identity has been closely tied to an occupational role, the transition may be very difficult.

Question 17

According to a study reported in the text, which of the following groups has the largest proportion of its members in the U.S. work force?

Accepted Answer

The study reported in the text found that men, ages 65-69, have the largest proportion of their members in the U.S. work force, with approximately 30% of men in this age group participating in the labor force. The proportion of men in the workforce decreases significantly after age 70. Women, on the other hand, have much lower workforce participation rates in both age groups.

Question 18

Statistically speaking, in the U.S. today, which group is most likely to be poor?

Accepted Answer

The text notes that in terms of net worth, older adults tend to be wealthier than younger adults.

Question 19

Statistically speaking, in the U S. today, which of the following individuals is most likely to be poor?

Accepted Answer

The text notes that those suffering the discrimination that typically comes with being both female and a member of a minority group are the most likely to be poor: Almost 27% of older African American women are impoverished.

Question 20

According to the text, about what percent of America's elderly live below the poverty line?

Accepted Answer